Albaraka mission is to contribute to the economic and social integration and the financial inclusion of the  micro-entrepreneurs that are excluded from the conventional financing system.

In this context Albaraka offers diversified, proximity, adapted and innovative  financial products and non-financial services to the benefit of individual entrepreneurs and very small enterprises (VSE).



Economic and social integration

means for Albaraka  to promote entrepreneurship and to support project promoters and micro-entrepreneurs in the development of their activities and their growth, in order to improve their living conditions and those of their families on the one hand and, on the other hand, enable them to become full-fledged economic actors.

Financial inclusion

Defined as providing financial and banking services at low cost to people with low or nonregular income and excluded from the traditional financial system.

Excluded Micro-entrepreneurs

Micro-entrepreneurs, including young entrepreneurs and women, with low-income, owning an income-generating activity, but not eligible for the conventional financing system due to a lack of available collateral and / or a lack of the business  structure formalism.

Adapted and innovative

Design and development of innovative and original products, best suited to the specific needs of micro-entrepreneurs is very important to  Albaraka

Very small enterprise (VSE)

Very small enterprises do not have the legal and technical financial fundamentals enabling them to develop into a formal and competitive economy. Albaraka has the ambition to support these VSEs throughout their development.


Our vision is to move towards a universal operator of microfinance socially responsible, sustainable, efficient and with all the ability needed in order to contribute to the eradication of financial exclusion in Morocco.